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The Asian Journal Magazine Los Angeles

Feb 15, 2011 – Business and Consumer Guide

Feb 15, 2011 – Business and Consumer Guide

Feb 15, 2011 – Business and Consumer Guide

bring you well-balanced, relevant news about the Filipino-American community. You
your auto insurance coverage enough?

SERIOUS auto accidents happen all the time, both to the reckless and the cautious.
Buying car insurance is one way to prepare for the unexpected. However, will your
car insurance be enough to protect you regardless of who’s at fault? Below are
some of the basic coverage you need to consider when purchasing a car insurance:

Court disallows car ownership expense deduction when car is fully paid
THE US Supreme Court finally laid to rest last month any controversy about whether
or not a debtor is allowed to deduct car ownership expense if the car is fully
paid for. The answer is NO. On January 11, 2011, the Supreme Court ruled in Ransom
v. FIA Card Services NA, that an above-median income Chapter 13 debtor who owns
his vehicles free and clear of liens and leases may not take an ownership expense
deduction when calculating his disposable income.
Bankruptcy: Are you living in financial stress?
ARE you having problems paying your debts? Are creditors calling you day and night
threatening you with a wage garnishment, repossession or foreclosure? Are you starting
to feel hopeless and depressed about your situation and don’t know where to turn
for help?
can I save my house in Chapter 13 proceedings?
QUESTION: I am over my head in the bills and I have not been able to pay my house
for almost one year. They are going to consider foreclosing on the property. Is
there anything I can do to save my house?
to disclose community and separate property in divorce
THERE is a natural tendency among divorcing parties to hide their assets from their
spouse. This is a common problem that I have observed from practicing law for
many years. A common question I hear from clients is “my spouse doesn’t know I
Individual Tax ID Number (ITIN)

UNTIL I was with a client earlier who has been here in the US for years, I didn’t
realize there is a great need to educate the public about the Individual Tax ID
Number, often shortened to simply ITIN. He thought that by getting an ITIN for
his spouse and dependent children, who were here in the US, he would be “violating”
the law.

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Manila

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Is your auto insurance coverage enough?

SERIOUS auto accidents happen all the time, both to the reckless and the cautious.  Buying car insurance is one way to prepare for the unexpected. However, will your car insurance be enough to protect you regardless of who’s at fault? Below are some of the basic coverage you need to consider when purchasing a car insurance:
… Read more

Supreme Court disallows car ownership expense deduction when car is fully paid

THE US Supreme Court finally laid to rest last month any controversy about whether or not a debtor is allowed to deduct car ownership expense if the car is fully paid for. The answer is NO.  On January 11, 2011, the Supreme Court ruled in Ransom v. FIA Card Services NA, that an above-median income Chapter 13 debtor who owns his vehicles free and clear of liens and leases may not take an ownership expense deduction when calculating his disposable income.  … Read more

ARE you having problems paying your debts? Are creditors calling you day and night threatening you with a wage garnishment, repossession or foreclosure? Are you starting to feel hopeless and depressed about your situation and don’t know where to turn for help?… Read more

How can I save my house in Chapter 13 proceedings?

QUESTION: I am over my head in the bills and I have not been able to pay my house for almost one year. They are going to consider foreclosing on the property. Is there anything I can do to save my house?… Read more

Duty to disclose community and separate property in divorce

The Individual Tax ID Number (ITIN)

UNTIL I was with a client earlier who has been here in the US for years, I didn’t realize there is a great need to educate the public about the Individual Tax ID Number, often shortened to simply ITIN. He thought that by getting an ITIN for his spouse and dependent children, who were here in the US, he would be “violating” the law.

  

Los Angeles ? San Francisco ?  Las Vegas ?  New York ? Manila  

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